Our Commitment
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"At Beach Agency, our mission is to provide compassionate, personalized, and reliable insurance solutions that empower individuals and families across 20 states to secure their financial futures. We specialize in Medicare Supplements, Life & Health Insurance, Indexed Universal Life (IUL), Group Health, Annuities, and Disability plans. Whether it's protecting your health, ensuring your retirement, or securing your loved ones’ financial well-being, we are committed to helping you, your friends, and your family navigate the complexities of insurance with confidence and peace of mind."
Medicare FAQ's
Please reach out to me if you have any of the following questions!
1. When should I sign up for Medicare?
– What’s the timeline for enrollment, and can I be penalized for signing up late?
2. What’s the difference between Medicare Part A, Part B, Part C, and Part D?
– What do each of the parts cover, and which ones do I need?
3. Do I automatically get enrolled at 65?
– What happens if I’m still working or receiving Social Security?
4. Will Medicare cover all of my medical expenses?
– What are the out-of-pocket costs (deductibles, co-pays, coinsurance)?
5. Do I need a Medicare Supplement (Medigap) plan?
– What’s the difference between Medigap and Medicare Advantage?
6. What is the cost of Medicare?
– How much will I pay monthly for Part B, Part D, or Advantage plans?
7. Can I keep my current doctor or provider?
– Will they accept Medicare or the plan I choose?
8. How do I enroll in a Medicare drug plan (Part D)?
– What if I already have prescription drug coverage?
9. What if I’m still working and have employer coverage?
– Should I delay Medicare, and how do they coordinate?
10. Can I change my Medicare plan later?
– When are the enrollment periods for switching or adjusting coverage?